HOW TO COMPARE PET MEDICAL INSURANCE POLICIES AND WHAT QUESTIONS TO ASK
The object of FOTD and of this article, is to educate and inform pet owners so they can make informed decisions regarding the training of, care for and enhancing the well-being of their pets.
Pet medical insurance is a complex product and to understand all the terms and conditions of any one of the policies available in the market is difficult. To do a comparative analysis of some is even more perplexing.
In order to help our readers to do a comparative analysis before committing to any product, we provide you with the following
table and some questions:
Pet medical insurance is a complex product and to understand all the terms and conditions of any one of the policies available in the market is difficult. To do a comparative analysis of some is even more perplexing.
In order to help our readers to do a comparative analysis before committing to any product, we provide you with the following
table and some questions:
or Questions pet owners should ask pet medical insurance product owners:
There are many other questions and the product comparison can be done in much more detail, but
getting the information and answers to all the questions will enable any pet owner to make an informed decision.
If you have any other questions relating to Pet Medical Insurance, Munro would love to hear from you. Just click here to go to the Q & A Page or visit Vet'sOwn website. www.genricpet.co.za
- What is the per claim excess?
- Does your policy have a co-payment period? If so, what are the terms thereof?
- What are the routine care benefits of your policy?
- What are the chronic care benefits of your policy?
- What is the minimum and maximum age limits for accepting pets onto you policy?
- Does your policy provide cover for life once the pet is on the policy?
- Do you have any breed exclusion(-s)?
- May I use the vet of my choice?
- Do you provide pre-authorisation, financial guarantees and direct payments to vets?
- Do you provide multiple pet discounts?
- Do you allow for annual premiums? Are they discounted?
- Once I have submitted all documentation, in how many work days will you settle my claim?
There are many other questions and the product comparison can be done in much more detail, but
getting the information and answers to all the questions will enable any pet owner to make an informed decision.
If you have any other questions relating to Pet Medical Insurance, Munro would love to hear from you. Just click here to go to the Q & A Page or visit Vet'sOwn website. www.genricpet.co.za
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